Best VPN for Paypal

Paypal. We’ve all heard of it and you’re probably one of the 429 million people who’ve used it.

But while there are some VPNs for Paypal, other popular ones like NordVPN have started to remove support for it.

If you’re like me, you don’t have time to be searching for a service that will accept your cash via Paypal or accessing Paypal.

That’s why I’ve put this guide together.

PayPal is a useful payment method, you could consider it as a universal online bank. With it being accessible to almost everyone, it makes sense that you should want to pay for your Virtual Private Network (VPN) subscription with it.

In this guide, you’ll discover seven of the best VPNs for Paypal and the reasons why they stand out.

Pressed for time?

If you’re in a rush, our #1 pick for Paypal is ExpressVPN. Check them out.

These aren’t just run of the mill services either. They have been top-rated by ourselves, CNET, Wired, Forbes and pretty much all of the reputable tech sites.

I’ll also be discussing the benefits and negatives of carrying out Paypal transactions with VPNs too.

There is also one critical flaw to be aware of when you use a VPN with Paypal, which I’ll explain in detail later in this guide.

So, let’s find out which reliable VPN services will let you access Paypal right now.

How we chose the best VPNs for Paypal

When it comes to using financial transaction services like Paypal, there are a few things you want you consider when choosing a VPN. Below is a summary of the points we considered when creating our list.

Server locations

Having a VPN with a large selection of servers to connect to is important so you can get the most from the VPN service.

It allows you to connect to reliable servers worldwide and gives you access to servers in your country (which is also useful for online banking).

No logs policy

In my opinion, every VPN should have a zero logs policy. If it doesn’t, then you should avoid it like the plague.

By having a no logs policy, it ensures your privacy remains intact. The majority of the VPNs on our list have a proven no logs policy or a good track record.

Security features

You want to keep your transactions secure, right? Then having a VPN with excellent security features like a built in kill switch or DNS leak protection is paramount.

Luckily, all of the VPNs on our list have some of the best security features around.


A VPN with a host of user friendly VPN apps is always a pleasure to use.

It’s why all of the VPNs on our lists have excellent apps available on most devices such as iOS, Android, Windows, Mac OS, and more.


Nobody wants to be ripped off, which is why I’ve identified the VPNs that give you the most “bang for your buck”.

Be sure to check out some of the deals the VPNs on our list are offering. Plus all of the VPNs mentioned below come with a money back guarantee, so it’s risk-free.

Top 7 VPNs for Paypal

1. ExpressVPN

ExpressVPN's UK compatible VPN apps

  • Top security
  • Audited no-log policy
  • Thousands of server locations
  • High-level encryption
  • 30-day money back promise
  • Monthly package pricey

Let’s start with ExpressVPN, which is our top choice of VPN to use with PayPal.

Express is one of the best VPNs around, overall. With excellent download speeds, a 30-day money-back guarantee, and a network of 3000+ servers with server coverage across 94 countries, there’s plenty to choose from.

Their VPN service is fully audited by an independent party, ensuring that your data isn’t logged, which is essential for payment services like Paypal where you conduct financial transactions.

Express has AES 256-bit ‘military grade’ encryption ensuring your information is protected while using their VPN servers, not even your internet service provider will be able to see what you’re doing online.

They also have a built-in internet kill switch and DNS leak protection for additional security.

They also offer a wide range of dedicated apps that will cover most of the popular devices such as iOS, Android, Linux, macOS, Windows, and others. Each VPN app has an easy interface, changing your IP address from your home country has never been easier.

They are also based in the British Virgin Islands, which means they are out of the jurisdiction of the 5 eyes and 14 eyes countries.

I can’t really pick out any faults with Express but if I had to be extra critical, their monthly pricing is a little on the high side, so it’s best to opt for a yearly package for the biggest savings.

It is still the best VPN for PayPal.

Sarah Li Cain and Adam Hardy of Forbes said of ExpressVPN “For day-to-day personal use, ExpressVPN meets a wide range of needs.” [1].

Our #1 Recommended Paypal VPN

30-day money back guarantee

2. CyberGhost VPN

Cyberghost Website

  • Large server network
  • 45-day money back promise
  • Large range of apps
  • Live chat available
  • Unaudited logging policy

Our second best VPN for PayPal is CyberGhost.

We especially like this VPN provider not only for its extensive VPN server network, which is 3x as big as Express, but also because its money-back guarantee lasts for 45 days.

CyberGhost allows you to have up to 7 simultaneous connections, allowing you to protect all of your devices. Great if you want to use Paypal on one device and do other things on other devices.

I’ve used my CyberGhost account with my family, allowing us to all benefit from the added security a VPN service provider gives you. It’s also useful for streaming overseas TV on multiple devices. And comes with a smart DNS feature, useful for unblocking overseas content.

They have a strict no-logs policy, which was recently proven during their third party audit by Deloitte. This is great for your online security.

CyberGhost has excellent security features such as their HTTPS Redirect mode, which connects you to the most secure version of the website you want to access, a built-in kill switch, DNS leak protection, and 256-bit encryption.

All excellent features when dealing with online payments.

It also offers apps for multiple devices, excellent security protection, top speeds, and more. Making it one of the best VPN providers for PayPal.

3. IPVanish

IPVanish Deal

  • 30-day money back guarantee
  • Free cloud file storage
  • Fast download speeds
  • Unlimited simultaneous connections
  • Large range of apps
  • Fewer server locations

Then, we have IPVanish, which is a perfect choice of PayPal VPN for those who wish to protect their entire family with a single account.

They currently offer unlimited simultaneous connections, which is something that most other VPNs don’t currently offer. So you can connect to a VPN and change your IP address on every device.

I’ve got a big family who LOVE to stream movies on Netflix and Amazon Prime, and IPVanish is perfect for them all to use for their online privacy.

IPVanish also offers a full 30-day money-back guarantee which is always nice to see, and they even have secure cloud storage called Sugar Sync that will back up and encrypt all of your important files. Although you might need to email them to activate Sugar Sync as they’ve stopped advertising it.

With a no logs policy and apps that will cover most devices, servers in most countries, security features such as a built-in kill switch, DNS leak protection, and 256-bit military grade encryption, you can’t go wrong with IPVanish.

And IPVanish accepts PayPal payments amongst others. IPVanish is one of the best VPNs for PayPal.

4. VyprVPN

VyprVPN website

  • Great for beginners
  • High level encryption
  • Easy to use range of apps
  • 30-day money back promise
  • Not the fastest
  • Monthly package expensive

Another PayPal VPN worth considering is VyprVPN, which features servers in countries where most other VPNs do not cover, such as Russia. Although with the current war in Ukraine, this could change.

It’s currently in a unique position to help you unblock and stream content that’s only available in such countries. This is useful if you need to access Paypal via local servers without the speed impact of connecting further afield. But I must note, they don’t have any servers in North Korea.

They also provide quick download speeds and enhanced security features with robust encryption to protect the user’s data.

VyprVPN also provides you with a kill switch, multiple security protocols, and five simultaneous connections.

You get fast servers and robust security features, what more could you want?

VyprVPN also offers 24/7 customer support and a 30-day money-back guarantee, so if you aren’t happy with their service, you’ll get your money back.

And, as you can connect up to 5 devices at once, it should be enough to cover most of your devices with VPN encryption. It’s not the most, but more than enough for you.

Vypr is one of the best VPNs for PayPal that you can use.

5. Surfshark

Surfshark Website screengrab

  • Low prices
  • Great range of apps
  • High levels of encryption
  • 30-day money back promise
  • Fully audited no-logs policy
  • Less proven provider

For the next PayPal VPN, we have Surfshark.

They’re a new provider that has stormed the market with advanced security features, many server locations, and a reliable VPN streaming service that can unblock many different services, including over 15 regions of Netflix.

I’ve used Surfshark on many streaming services such as Disney Plus, Amazon Prime, Hulu, and others while I was in Cyprus.

Surfshark VPN offers unlimited simultaneous device connections just like IPVanish and is something that many other VPNs will no doubt be doing in the future.

They offer AES 256 bit military-grade encryption and provide a private DNS for all its servers. Extra security features such as these are a must when using payment services such as Paypal safely.

You even get the option of added malware protection, which is something most other Paypal VPNs don’t offer Paypal users.

Surfshark even has an excellent security feature called Camo-mode that hides your VPN usage from your ISP, a built-in kill switch and double VPN for extra security.

Surfshark is one of the cheapest secure VPN providers around but offer an outstanding service for the price. With a 30-day money-back guarantee, you can put them to the test without risking your money.

If you’re looking for the best VPN for PayPal, Surfshark should be on your radar.

6. Private Internet Access

PrivateInternetAccess Website

  • Hugh number of servers
  • Big range of countries
  • 30-day money back promise
  • Not the fastest

Private Internet Access offers one of the world’s largest amount of secure VPN servers in the world, with nearly 30,000+ VPN servers available for you to connect to in over 84 countries. So getting a new IP address won’t be a problem.

They have been in the internet security business for over a decade and have a fully audited no-logs policy (as of August 22) which is something that all VPNs should have. So you can use Paypal securely.

Private Internet Access is a reliable VPN that allows you to connect to up to 10 devices simultaneously, so that you can protect the whole family with VPN encryption. They even have useful features like a built-in kill switch, port forwarding and a 24/7 customer support team.

Their prices are as low as £1.67/month, which is lower than many other providers and with excellent customer support plus a 30-day money-back guarantee, you can’t go wrong.

With each VPN account, users worldwide can hop between multiple servers, changing their IP addresses without needing to configure complicated VPN settings.

My parents used Private Internet Access for their online banking, and they confirmed it was simple to use even though they’re technophobes.

Overall, Private Internet Access offers excellent encryption and is a top VPN provider that’s one of the best VPNs for PayPal and other online services.

7. WeVPN

WeVPN website

  • Easy to use
  • Straightforward apps
  • 30-day money back guarantee
  • Unaudited logging policy
  • Newer unproven provider

WeVPN is a relative newcomer with a growing customer base. However, the people behind the VPN have a lot of experience in the industry. This is a great sign and shows they know what they’re doing. And it’s a good VPN for Paypal.

This VPN for Paypal has over 100+ servers worldwide which doesn’t seem like a lot compared to other VPNs, but you need to remember this is an up and coming provider in the VPN industry.

WeVPN has 24/7 customer support, excellent security features like a kill switch and offers the industry-standard 30-day money-back guarantee.

With the ability to connect up to 10 devices simultaneously using their dedicated apps that cover most devices such as iOS, Android, Linux, MacOS, Windows, and others, you can Paypal with ease and carry out plenty of other tasks.

It’s a shame they don’t have proof they aren’t keeping your user logs, hopefully this will change in the near future, which will increase your user security.

They’re certainly not our number 1 best VPN for Paypal, but they’re worth checking out if you’ve exhausted the other options on our list.

Can I use a free VPN with Paypal?

To put it simply… No. We don’t recommend it.

There are many problems that can occur while using a free VPN. One of which is that they don’t actually do the job they are supposed to do, which is protecting your data while surfing the internet.

To make matters worse, 38% of “free” VPN services contained dangerous malware that could infect your computer or device.

Another cause for concern is that free VPNs often utilise your internet connection (IP address) to power the premium portion of the VPN service for others to use.

While this might not sound too bad, it can land you in trouble, especially if somebody has been using your internet connection (IP address) for something illegal… good luck explaining that one to the authorities. Using the same shared IP address as criminals is never good.

The whole reason for using a VPN in the first place is to stop your user data and information from being leaked, right? Well, you’ll find that pretty much all free VPNs come with a price, and that price is your user data.

VPN users information will be stored and sold to the highest bidder, so marketing companies, businesses, and even governments will grab your private data for a price. This is not what you want to happen.

Oh, and to make matters worse, with so many internet users trying to use “free” VPNs, you’ll also risk having your PayPal account blocked, meaning you won’t be able to access your PayPal account when you need them.

This happens because many users connect via the same IP Address, something which Paypal flag as suspicious and could link you to other nefarious users.

In my opinion, using a free VPN (which has weak encryption) is no safer than connecting to a public WiFi network for your internet usage.

Using a “free” VPN for accessing Paypal doesn’t sound so great now, does it? If you want to access Paypal, use our best VPN for Paypal, ExpressVPN.

Benefits of paying for a VPN with Paypal

There are quite a few benefits to using PayPal for making any type of payment, but especially if you’re paying for your VPN service.

Here are some of the top ones:

1) Everyone uses PayPal

PayPal has been around for a long time now, and it became a standard online payment service in many parts of the world.

Most popular online shops accept PayPal payments, so owning a Paypal account makes things easier when it comes to shopping or paying for mostly anything, including VPNs.

2) Immediate payments

If both the buyer and the seller have a Paypal account, then making PayPal transactions is done immediately, with the money instantly transferring to the seller’s account, which is easier for both Paypal users.

There’s no need to wait for slow credit card transactions, which often last for hours, if not days. Pay instantly and be done with it.

As transactions are instant, it means most VPN companies have an automated process where your account is created immediately so you can start getting secure and protected straight away.

3) Privacy and security

Apart from speed, PayPal also allows you to secure your funds.

With it, you don’t have to provide anyone such as the VPN service with bank account details or any sensitive information such as your credit card number.

That means your Paypal transactions remain safe.

Just remember to use a secure and unique password for your login credentials on your Paypal account to ensure that no one gains unauthorised access and spends your funds without your knowledge.

Risks of using Paypal

Using Paypal and VPNs is not all plain sailing, though, and it pays to heed a few warnings.

For example, you will not be able to keep entirely private because there is a connection between PayPal and a VPN.

If you’re looking for a more anonymous payment system (although not completely anonymous), then you’ll want to pay using cryptocurrencies like Bitcoin or Ethereum.

Or look to a decentralised payment system and VPN systems like Orchid or Lethean.

Paypal being a legitimate business has to do a multitude of checks on you to ensure that you are who you say you are (such as using your address).

Fair enough, right?

But this also means that your real-world identity is connected to your payment transactions. With your Paypal payment method linked to your address, you won’t be so anonymous.

While most of us want to stay secure on public WiFi networks or sneak a bit of overseas Netflix with our VPN, if you’re a high-profile target, then a Paypal VPN probably isn’t the solution for private internet connections anyway.

There’s also the issue of payment security:

Martin Lewis of MoneySavingExpert says you could be missing out on payment protection if the item costs less than £100 in the UK and you pay using your linked credit card [2].

Using a VPN while paying with Paypal

The ultimate goal is to stay secure online.

However, although paying for your VPN service with Paypal is no issue, actually making use of your Paypal account while connected to a VPN can cause you problems.

  • Paypal doesn’t like you logging in from multiple locations.
  • Many users can be using the same VPN server.
  • Hiding yourself from Paypal is frowned upon.

Paypal actively monitors your usage.

If Paypal detect logins from 5 different countries in a short space of time or multiple IP addresses, you can guarantee this looks suspicious and will lead to Paypal freezing your account until you offer up a good reason.

Try explaining you’re using a VPN and you’re in for a rough ride.

Paypal Support employee Adrian said that if Paypal detects someone is using a ‘proxy’, they might block access to your account because they suspect the worst [3].

So remember, you’re fine to pay for your VPN service with Paypal. Just remember to turn off your VPN connection if you’re ever logging in or paying for other services in future to save you a headache.

How to sign up and pay via PayPal

One of the perks of using Paypal to pay for your VPN subscription is how efficient it is.

Following the steps below, you can be subscribed within just a few minutes:

  1. Choose a VPN (we recommend ExpressVPN).
  2. Go to its website, click Get ExpressVPN, choose a subscription plan, enter your email address and pick Paypal as your payment method.
  3. Complete the checkout process via Paypal.Paypal payment option on ExpressVPN website
  4. That’s it! You’re done, no need to share your payment information.

You can now download one of the Express VPN apps for the devices of your choice (up to 5) and enjoy the security and unblocking it offers. It’s the best VPN for Paypal.


Looking for the best VPNs for Paypal? As you can see, there are many benefits to using PayPal to pay for a VPN and although not every VPN accepts it, the seven I listed above do.

While more VPN services accept Paypal accounts than don’t, remember that not every VPN is as good as each other, so it pays to do your research.

Follow our list of the top 7 best VPN for PayPal services above to make your choice.

Ready to try the #1 VPN for Paypal?

30-day money back guarantee

Have you paid for your VPN using Paypal? Do you recommend it or have a better suggestion? I would love to know, so drop me a comment in the comment section below.


  1. Forbes | ExpressVPN Review
  2. MoneySavingExpert | Warning! Don’t use PayPal to pay on a credit card
  3. Paypal Community | Virtual Private Network (proxy) use

Author: Christopher Seward

Having used the internet since 1994, Christopher launched one of the very first VPN comparison websites in 2013. An expert in the field his reviews, testing and knowledge have helped thousands of users get the correct VPN for their needs.


  1. James

    Complete rubbish. If you bother to read the PayPal terms of service, the use of VPN’s is expressly prohibited. PayPal actively blocks transactions on ExpressVPN and PIA. I know this for a fact as I have used both. There are no “Best VPN for PayPal” choices as they are all prohibited.

    • Christopher Seward

      Hi James,

      I’m guessing you didn’t read the article before commenting? The title image shows, the best 7 VPN providers that accept Paypal.

      Not all VPN services accept Paypal as a payment method, such as NordVPN. There’s even a section in this guide that covers what you said about issues using a VPN when paying with Paypal.

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